Insurance, Day Rates and Rental Rates. Part 1 Of 3
Here is part one of a three part series on production basics for camera operators and new DOP’s. With the rise of the DSLR many camera operators and DOP’s are now owner/operators. This presents some new challenges and the first line of defense is getting good equipment insurance. Some of the bigger home or renter’s insurance companies may protect your equipment. However I have some of the best insurance on the planet (USAA) and they will not cover my gear in the field. This is why I have additional equipment insurance. I can recommend Insure My Equipment as a great and fairly inexpensive resource for additional equipment insurance. They also provide production insurance via Insure My Rentals. I would recommend this if you feel your gear may be at risk. Most production companies should provide you with an insurance certificate with you or your company as the named recipient. If not, it is completely feasible to ask about it prior to the gig. I may have mentioned these two companies in previous posts but it’s worth reiterating. Protecting your gear should be part of the overall investment budget. There is nothing worse than loosing a client over some broken gear. Tomorrow: Non Union Day Rates.